/******* Do not edit this file *******
Simple Custom CSS and JS - by Silkypress.com
Saved: May 13 2026 | 12:40:10 */
* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: 'Roboto', sans-serif; background: #f5f9fc; color: #1a2e3b; line-height: 1.65; scroll-behavior: smooth; overflow-x: hidden; }

.progress-container { position: fixed; top: 0; left: 0; width: 100%; height: 5px; background: #d4e2ed; z-index: 9999; }
.progress-bar { width: 0%; height: 100%; background: #1c4e80; transition: width 0.08s linear; }

.container { max-width: 1300px; margin: 0 auto; padding: 1rem 2rem 2.5rem; }
.layout { display: grid; grid-template-columns: 1fr 280px; column-gap: 3rem; row-gap: 0; }
.sidebar { position: relative; }
.sidebar-inner { position: sticky; top: 1.5rem; display: flex; flex-direction: column; gap: 1.5rem; max-height: calc(100vh - 2rem); overflow-y: auto; padding-right: 4px; }
.sticky-nav { background: #ffffff; border-radius: 1.5rem; padding: 1.5rem 1.3rem; border: 1px solid #d9e6f0; box-shadow: 0 6px 14px rgba(28,78,128,0.04); }
.sticky-nav .toc-main-label { font-size: 1.2rem; font-weight: 600; color: #1c4e80; padding-left: 0.9rem; margin-bottom: 0.25rem; }
.sticky-nav .toc-subtitle { font-size: 0.9rem; font-weight: 400; color: #3b6e8f; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 1rem; padding-left: 0.9rem; }
.sticky-nav a { display: block; text-decoration: none; color: #1f4e6e; font-size: 18px; padding: 0.42rem 0.6rem; margin-bottom: 0.25rem; border-radius: 0.6rem; transition: background 0.18s; font-weight: 450; }
.sticky-nav a:hover { background: #e1f0f7; color: #0f5c54; }
.sticky-nav a.active { background: #d4efe8; color: #0f5c54; font-weight: 600; }

.jump-pills { display: flex; flex-wrap: wrap; gap: 0.7rem; margin: 1.5rem 0 2rem; }
.jump-pills a { background: #e5eef6; padding: 0.4rem 1.1rem; border-radius: 2rem; font-size: 18px; font-weight: 500; text-decoration: none; color: #1c4e80; border: 1px solid #c0d6e8; }
.jump-pills a:hover { background: #d0e2f0; color: #0a4b6e; }

.article { background: #ffffff; border-radius: 2rem; padding: 2.5rem 3rem; box-shadow: 0 8px 24px rgba(28,78,128,0.04); border: 1px solid #d9e6f0; }
h1 { font-size: 2.8rem; line-height: 1.2; font-weight: 700; color: #0f3a5c; margin-bottom: 0.9rem; }
h2.subtitle-heading { font-size: 1.5rem; font-weight: 400; color: #2a6b8f; font-style: italic; margin-bottom: 1.8rem; border-left: 3px solid #2a9d8f; padding-left: 1.2rem; }
h2 { font-size: 1.85rem; font-weight: 600; margin: 2rem 0 0.9rem; color: #154a6e; padding-bottom: 0.4rem; }
h3 { font-size: 1.25rem; font-weight: 600; color: #1e6e6b; margin: 1.4rem 0 0.5rem; }
p { font-size: 18px; margin-bottom: 1rem; color: #1a1f2c; }
a.authority-link, .article a:not(.jump-pills a) { color: #1c6b9e; text-decoration: underline dotted; text-underline-offset: 3px; font-weight: 500; }
a.authority-link:hover { color: #0a4b6e; text-decoration-style: solid; }

.callout { margin: 2rem 0; padding: 1.2rem 1.8rem; background: #e6f4f1; border-left: 4px solid #2a9d8f; border-radius: 1rem; color: #125b4e; }
.pull-quote { margin: 2.2rem 0; padding: 1.6rem 2rem; font-size: 1.4rem; font-style: italic; background: #eaf6f2; border-left: 5px solid #2a9d8f; border-radius: 1rem; color: #135f50; }
.answer-box { background: #dff0ec; border-left: 6px solid #2a9d8f; padding: 1rem 1.5rem; border-radius: 1rem; margin: 1.2rem 0 1.8rem; }
.answer-box-math { background: #e4ecf5; border-left: 6px solid #1c6b9e; padding: 1rem 1.5rem; border-radius: 1rem; }
.answer-box-house { background: #d9ecf0; border-left: 6px solid #2a9d8f; padding: 1rem 1.5rem; }
.comparison-block { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; margin: 2rem 0; }
.belief-box, .reality-box { padding: 1.2rem 1.5rem; border-radius: 1rem; }
.belief-box { background: #f0f4fa; border: 1px solid #b6d0e6; }
.reality-box { background: #e1f2ed; border: 1px solid #8dc9bc; }
.key-takeaways { background: #e4f0f7; padding: 1.6rem 2rem; border-radius: 1.5rem; margin: 2rem 0; }
.case-study { background: #ecf3fa; border-radius: 1.5rem; padding: 1.8rem; margin: 2rem 0; border: 1px solid #bed7ec; }

/* Premium CTA */
.premium-cta { background: linear-gradient(135deg, #fff, #f2faf8); border: 3px solid #2a9d8f; border-radius: 24px; padding: 2rem; margin: 2.5rem 0; }
.cta-badge { background: #cce8e1; color: #1c5f57; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; padding: 0.45rem 0.8rem; border-radius: 999px; display: inline-block; margin-bottom: 1rem; }
.premium-cta h3 { font-size: 1.8rem; color: #0f3a5c; }
.cta-subtext { color: #2c4b63; margin-bottom: 1.2rem; }
.cta-benefits { display: grid; grid-template-columns: 1fr; gap: 0.75rem; margin-bottom: 1.5rem; list-style: none; padding: 0; counter-reset: kit-counter; }
.cta-benefits li { display: flex; align-items: center; gap: 0.9rem; font-size: 1rem; color: #1a2e3b; counter-increment: kit-counter; }
.cta-benefits li::before { content: counter(kit-counter); display: flex; align-items: center; justify-content: center; width: 2rem; height: 2rem; min-width: 2rem; background: #2a9d8f; color: #ffffff; border-radius: 50%; font-weight: 700; font-size: 0.9rem; }
.cta-benefits span { display: flex; align-items: center; gap: 0.5rem; }
.cta-benefits span::before { content: ""; }
.premium-form { display: flex; gap: 0.75rem; }
.premium-form input { flex: 1; min-width: 0; padding: 1rem; border: 1px solid #b6cbd9; border-radius: 14px; }
.premium-form button { padding: 1rem 1.3rem; background: #1c4e80; color: white; font-weight: 700; border: none; border-radius: 14px; cursor: pointer; }

/* Cashflow calc */
.cashflow-calc { background: #eaf2f6; border-radius: 1.5rem; padding: 1.6rem 2rem; margin: 2rem 0; }
.calc-row { display: flex; flex-wrap: wrap; align-items: center; gap: 0.8rem; margin-bottom: 1rem; }
.calc-row label { width: 200px; font-weight: 600; color: #1a4c6e; }
.calc-row input { flex: 1; padding: 0.8rem; border: 2px solid #b9d1e5; border-radius: 1rem; }
.calc-result { background: #d4e8e2; padding: 1rem; border-radius: 1rem; font-weight: 600; }

/* Real-time data */
.realtime-data-box { background: #f4faff; border: 2px solid #b8d4e9; border-radius: 1.2rem; padding: 1.2rem 1.8rem; margin: 1.8rem 0; }
.realtime-data-box h3 { margin-top:0; color:#1c4e80; }
.realtime-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.8rem; margin: 0.8rem 0; }
.data-card { background: #ffffff; border-radius: 0.8rem; padding: 0.8rem; border: 1px solid #cddeef; }
.data-card .label { font-weight:600; color:#154a6e; font-size:0.9rem; }
.data-card .value { font-size:1.2rem; font-weight:700; color:#0f5c54; }
.data-note { font-size:0.85rem; color:#3b6e8f; }

/* Simulator */
.simulator-calc { background: #f0f6fc; border-radius: 1.8rem; padding: 2rem; margin: 2rem 0; overflow: hidden; }
.sim-desc { color: #2c4b63; margin-bottom: 1.5rem; }
.sim-inputs { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 1rem; }
.sim-row { display: flex; flex-direction: column; }
.sim-row label { font-weight:600; color:#1a4c6e; margin-bottom:0.3rem; }
.sim-row input { padding:0.8rem; border:2px solid #b9d1e5; border-radius:0.8rem; }
.sim-btn { display:block; margin:1.5rem auto 1rem; padding:0.9rem 2rem; background:#1c4e80; color:white; font-weight:700; border:none; border-radius:14px; cursor:pointer; }
.sim-result-msg { font-weight:700; text-align:center; margin-bottom:1rem; padding:0.8rem; border-radius:1rem; }
.sim-chart-container { max-width:100%; margin:1rem auto 0; }

/* Glossary */
.glossary-section { margin:3rem 0; }
.glossary-section h2 { color:#154a6e; }
.glossary-section dl { background:#f8fcfe; border-radius:1.2rem; padding:1.5rem 2rem; }
.glossary-section dt { font-weight:700; color:#1c4e80; margin-top:1rem; font-size:1.05rem; }
.glossary-section dd { margin-left:0; margin-bottom:0.5rem; color:#1a1f2c; }

/* FAQ */
.faq { margin-top: 2.8rem; padding-top: 1.5rem; }
.faq-item { margin-bottom: 1rem; border: 2px solid #b8cee0; border-radius: 1.2rem; overflow: hidden; }
.faq-question { background: #f5faff; padding: 1.2rem 2rem; font-weight: 700; display: flex; justify-content: space-between; cursor: pointer; }
.indicator { font-size: 1.8rem; color: #2a9d8f; }
.faq-answer { max-height: 0; padding: 0 2rem; overflow: hidden; transition: max-height 0.4s; background: #fff; }
.faq-item.active .faq-answer { max-height: 500px; padding: 0.8rem 2rem 1.2rem; border-top: 1px solid #d5e3ee; }

/* Action steps + print button */
.action-steps { background:#e1f1ed; padding:1.8rem 2rem; border-radius:1.5rem; margin:2rem 0; display: flex; flex-direction: column; }
.print-btn { margin-top:1rem; padding:0.8rem 1.5rem; background:#1c4e80; color:white; border:none; border-radius:12px; font-weight:700; cursor:pointer; align-self: flex-start; }

/* Related */
.related-bottom { margin-top: 3rem; padding-top: 2rem; }
.related-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.2rem; }
.related-grid-item { display:block; background: #f4faff; border:1px solid #c2d6ea; border-radius:1.2rem; text-decoration:none; overflow:hidden; transition: box-shadow 0.2s, transform 0.2s; }
.related-grid-item:hover { box-shadow: 0 4px 16px rgba(42,157,143,0.15); transform: translateY(-2px); border-color: #2a9d8f; }
.related-grid-thumb-placeholder { height:130px; display:flex; align-items:center; justify-content:center; font-size:2.5rem; background:linear-gradient(135deg,#d9ebf3,#c6e0ed); }
.related-grid-body { padding:1rem; }
.related-grid-tag { color:#1c6e6b; font-weight:700; text-transform:uppercase; font-size:0.65rem; }
.related-grid-title { color:#1a405b; font-weight:700; }

@media (max-width:880px) {
  .layout { display:flex; flex-direction:column; }
  .sidebar { order:-1; margin-bottom:2rem; }
  .article { padding:1.8rem; }
  .premium-form { flex-direction:column; }
  .comparison-block { grid-template-columns:1fr; }
  .sim-inputs { grid-template-columns:1fr; }
}